The physical environment and perceived stress are key factors in modulating well-being and cognitive functioning, particularly autobiographical memory (AM). However, most research has addressed these variables separately or under controlled experimental conditions. This study examined how perceived stress influences the recall of positive and neutral autobiographical memories in participants residing in urban (Buenos Aires) and coastal (Mar del Plata) settings. Participants completed memory recall tasks, and memories were coded for content and detail. Results showed that individuals with high perceived stress recalled fewer entities, autonoetic episodes, and total details in neutral memories compared to those with low stress (p < .05). No significant differences were found for positive memories. In the coastal group, 55.1% of participants reported high stress levels compared to 37.0% in the urban group, though this difference was not statistically significant (p = .066). Similarly, no significant association was found between perceived stress and perceived restorative capacity of the environment. These findings suggest that everyday stress selectively reduces the narrative richness of neutral memories while preserving positive content, supporting the adaptive role of positive memory recall under stress.